Lines of Credit

Introducing the latest in Canopy's evolution of our best-in-class LMS platform, our Lines of Credit primitive.

Which now supports an even broader range of possibilities via advanced cycle management, dynamic payment structures, and real-time balance tracking. Whether you're launching credit cards, operational credit facilities, or innovative financing solutions, our system adapts to your specific needs with flexible cycle definitions, waterfall-based payment application, and multi-draw tracking capabilities.

The system handles everything from daily compounding interest and tiered APR structures to automated statement generation and credit limit adjustments based on borrower performance. This enhanced flexibility allows lenders to design competitive products that align with borrower cash flow patterns while maintaining precise control over risk management and operational efficiency across high-volume lending operations.

More information on API usage can be found here.