Canopy API - Latest

Create a charge for a specific account

POST /accounts/{account_id}/line_items/charges

Path parameters

account_id string Required

ID of the Account

Body Required

Body of request to create charge

line_item_id string

The ID associated to be with the line item for future requests. If not provided on line item creation, Canopy will generate this field.

Format should match the following pattern: ^(?!can_).*$.
line_item_status string

The status of a line item.

Values are VALID, INVALID, OFFSET, PENDING, AUTHORIZED, DECLINED, VOID, or POSTED. Default value is VALID.
original_amount_cents integer Required

The amount charged (in cents).

Default value is 0.
effective_at string(date-time)

The Date-Time that the charge is made applicable to the account. Although a charge may be made today, it can be set effective 10 days prior.
merchant_data object | null
- name string
- id string
- mcc_code string
- phone_number string
issuer_processor_metadata object
- lithic object
  last_four string
  
  Last four digits of the card against which the spend was made.
external_fields array[object] | null

External fields can be used to associate this record to entities in external systems.

Not more than 100 elements.
- key string
  
  Key - i.e. Name of the External Party
- value string
  
  Value - i.e. External Account ID
Additional properties are NOT allowed

Responses

• 200 object

Charge Created
- account_id string Required
  
  The account associated with the line item
- line_item_id string Required
  
  The ID associated with the line item
- effective_at string(date-time)
  
  The Date-Time that this line item became/becomes active
- created_at string(date-time)
  
  The Date-Time which the line item was created.
- product_id string Required
  
  the Product ID of the account
- line_item_summary object
  original_amount_cents integer
  
  The originating amount of money (in cents) relating to this line item.
  
  balance_cents integer
  
  The current balance of the line item, which accounts for interest accrued per the product's interest policy and the account's interest rate attribute.
  
  principal_cents integer
  
  The principal balance of the line item.
  
  interest_balance_cents integer
  
  The current interest balance of the line item.
  
  am_interest_balance_cents integer
  
  The current AM interest balance of the line item. Canopy tracks interest during an amortization period separately from deferred interest accrued during a revolving period.
  
  deferred_interest_balance_cents integer
  
  The current deferred interest balance of the line item.
  
  am_deferred_interest_balance_cents integer
  
  The current AM deferred interest balance of the line item. Canopy tracks deferred interest during an amortization period separately from deferred interest accrued during a revolving period.
  
  total_interest_paid_to_date_cents integer
  
  The sum (in cents) of all payments towards interest charges, if any, applied to this line item to date
- merchant_data object | null
  
  Merchant information if applicable.
  name string
  
  id string
  
  mcc_code number
  
  phone_number string
- issuer_processor_details object | null
  lithic object
  
  last_four string | null
  
  Last four digits of the card against which the spend was made.
  
  transaction_token string(uuid) | null
  
  The external unique identifier of the transaction.
  
  card_token string(uuid) | null
  
  The external unique identifier of the card related to this line item.
- external_fields array[object] | null
  
  An array of static references to fields in a third party system.
  
  Not more than 1000 elements.
  key string
  
  Key - i.e. Name of the External Party
  
  value string
  
  Value - i.e. External Account ID
- line_item_overview object
  line_item_status string
  
  The status of a line item.
  
  Values are VALID, INVALID, OFFSET, PENDING, AUTHORIZED, DECLINED, VOID, or POSTED. Default value is VALID.
  
  line_item_type string Required
  
  The line item type CHARGE
  
  Default value is CHARGE.
  
  description string | null
  
  A description of this particular line item if any. More common for adjustments.
- Additional properties are allowed
• 401

Unauthorized.
• 403

Forbidden.
• 422

Invalid input
• 429

Too many requests.
• default

Unexpected Error.

POST /accounts/{account_id}/line_items/charges

curl \
 -X POST https://<your_environment_name>-uat-api.canopyservicing.com/accounts/can_52322/line_items/charges \
 -H "Authorization: Bearer $ACCESS_TOKEN" \
 -H "Content-Type: application/json" \
 -d '{"line_item_id":"0x1234","line_item_status":"VALID","original_amount_cents":200,"effective_at":"2020-07-20T09:11:28+00:00","merchant_data":{"name":"string","id":"string","mcc_code":"string","phone_number":"string"},"issuer_processor_metadata":{"lithic":{"last_four":"string"}},"external_fields":[{"key":"Globex Card Processing Account ID","value":"22445702-a389-431f-927d-07b8d0750787"}]}'

Request example

{
  "line_item_id": "0x1234",
  "line_item_status": "VALID",
  "original_amount_cents": 200,
  "effective_at": "2020-07-20T09:11:28+00:00",
  "merchant_data": {
    "name": "string",
    "id": "string",
    "mcc_code": "string",
    "phone_number": "string"
  },
  "issuer_processor_metadata": {
    "lithic": {
      "last_four": "string"
    }
  },
  "external_fields": [
    {
      "key": "Globex Card Processing Account ID",
      "value": "22445702-a389-431f-927d-07b8d0750787"
    }
  ]
}

Response example (200)

{
  "account_id": 4,
  "line_item_id": 2,
  "effective_at": "2018-07-20T09:12:30+00:00",
  "created_at": "2018-06-20T09:12:30+00:00",
  "product_id": 1,
  "line_item_summary": {
    "original_amount_cents": 2484,
    "balance_cents": 3600,
    "principal_cents": 2400,
    "interest_balance_cents": 1100,
    "am_interest_balance_cents": 0,
    "deferred_interest_balance_cents": 200,
    "am_deferred_interest_balance_cents": 0,
    "total_interest_paid_to_date_cents": -16
  },
  "merchant_data": {
    "name": "string",
    "id": "string",
    "mcc_code": 42.0,
    "phone_number": "string"
  },
  "issuer_processor_details": {
    "lithic": {
      "last_four": 3324,
      "transaction_token": "33xd08bc-d100-488y-bb93-f8a1f081ff0e",
      "card_token": "c6cd08bc-c524-48f5-b64d-f79ec0810df4"
    }
  },
  "external_fields": [
    {
      "key": "Globex Card Processing Account ID",
      "value": "22445702-a389-431f-927d-07b8d0750787"
    }
  ],
  "line_item_overview": {
    "line_item_status": "VALID",
    "line_item_type": "CHARGE",
    "description": "Charge against the account"
  }
}