added
Data Direct Payoff Amounts and Unaccrued Interest Fields
July 21st, 2025
Installment Loans
Data Direct
Canopy now supports tracking payoff amounts and unaccrued interest (sometimes known as imputed interest) balances at the loan level within Data Direct. This information had previously only been exposed at an API level via the GET payoff_amounts endpoint. The new fields have been added to the existing loans
table within Data Direct.
unaccrued_interest_balance_cents
- The interest (in cents) on the loan that is pending accrual.payoff_amount_cents
- The total amount (in cents) required to payoff all balances on the loan, including those pending accrual.