Reports
Get comprehensive access to your lending data with Canopy's reporting capabilities.
Canopy provides lenders with flexible reporting tools designed to meet the diverse analytical needs of modern lending operations. Whether you're managing consumer loans, commercial lending, or multi-asset portfolios, our reporting infrastructure delivers both standardized insights and granular data access to support your business decisions.
Our reporting framework is built around an 80/20 approach - providing essential standardized reports that address the most common lending use cases, while offering complete data access through Data Direct for custom analyses and specialized requirements.
Standard Reports Available
Accounts Report
Comprehensive overview of account-level data including balances, utilization, payment history, and account status information. Essential for portfolio management and account monitoring across advances, lines and loans.
Delinquency Report
Detailed delinquency analysis covering past-due amounts, aging buckets, collection status, and risk indicators. Critical for credit teams managing portfolio risk and collection workflows. For in-depth information on the deliquency report, look here.
Transaction Report
Complete transaction-level data including all payment transactions, card usage, fees, and account activity. Enables comprehensive spend analysis, velocity monitoring, and payment behavior insights.
Data Access Methods
Downloadable Reports: Standard reports available as downloadable CSV files through the CanopyOS
Further filtering of accounts in the reports can be done by applying a filter for tags, so that you can get a report of just the accounts that fit into that cohort. As in the example below, a filter for accounts that are in the 1 - 30 days delinquent bucket was selected and if a user then clicks the download report button, and select their preferred report, only the accounts within that cohort will be included in the report.
Data Direct Database Access: Read-only database access providing complete data visibility for technical teams requiring custom queries, advanced analytics, or integration with external business intelligence tools. More information on using Data Direct can be found in the Data Direct documentation page
All reports are available through both the Canopy interface and Data Direct, ensuring flexibility in how your team accesses and analyzes your lending data.
Use Cases
Portfolio Performance Analysis
Lenders use Data Direct reporting to monitor key performance indicators across their entire loan portfolio. The Accounts Report provides essential metrics like utilization rates, payment patterns, and account status distributions, enabling portfolio managers to identify trends and make data-driven decisions about credit policies and risk management strategies.
Custom Risk Modeling and Analytics
Financial institutions leverage Data Direct's complete database access to build proprietary risk models and conduct advanced analytics. By combining Canopy's comprehensive transaction and account data with their own datasets, lenders can develop sophisticated credit scoring models, fraud detection algorithms, and predictive analytics that are tailored to their specific market and customer base.
Updated 7 days ago