Credit Reporting: Bloomcredit

This article will guide you through a basic credit reporting configuration with Bloomcredit.

Step 1: Enable Credit Reporting

After Bloom support is enabled for your Canopy environment, configure Credit Reporting for your environment by using the Configure Credit Reporting endpoint (only the following fields are required):

"metro2_config": {
  "bloom_api_credentials": {
    "client_id": "YOUR_BLOOM_CLIENT_ID",
    "client_secret": "YOUR_BLOOM_CLIENT_SECRET"

Step 2: Link to Customers, Accounts, and Products

When creating a customer, account, or product within Canopy’s system, simply include the metro2_config fields as shown in the example below.

"metro2_config": {
  "bloom_metadata": {
    "branch_identifier": "string",
    "primary_designation": "AUTHORIZED_USER"

Step 3: Canopy Automates the Rest

Once you've completed the two steps above, Canopy will immediately pass these values on upon creation to be registered with Bloomcredit.

Additionally, when statements are generated for your accounts, Canopy will automatically calculate and format your data to be sent to Bloom Credit. If Bloom finds an error with configuration values, these will be delivered back to you via the Canopy webhook system.

Bloomcredit will automatically handle formatting and sharing the necessary data with the credit bureaus.

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